All the following information is contained on the face page of a life insurance contract EXCEPT:

• A. the insurer's promise to pay.
• B. the free-look provision statement.
• C. the insurance company name.
• D. the late remittance offer.

Answer: (D)

The face page of a life insurance contract is a quick summary of identifying and financial terms—who the policy is from, who it covers, the policy number, the face amount (death benefit), premium amounts and due dates, date of issue, and any riders or endorsements. It also often includes a statement of the insurer’s promise to pay and a notice about the free-look period, which gives the policyholder a window to review and cancel for a full refund. The insurer’s name is obviously on the page to identify the company issuing the policy.

A late remittance offer does not belong on the face page. Payments are governed by the policy’s grace period and reinstatement provisions, which are detailed in the policy documents, not presented as an “offer” on the front page. So the item not contained on the face page is the late remittance offer.